1. INTRODUCTION

These Terms of Use (“Terms”) govern your access to and use of the website, digital platforms, services, franchise opportunities, and business solutions offered by DotFiv First Venture (“DotFiv”, “Company”, “we”, “our”, or “us”).

DotFiv is a franchise and ready-to-start digital business provider offering services including but not limited to:

  • Loan and Credit Card facilitation

  • Financial product distribution

  • Tour and travel package services

  • Products and services selling models

  • Commission-based digital business systems

By accessing, registering, or using our services, you agree to be legally bound by these Terms.

If you do not agree with these Terms, you must discontinue use of our services immediately.

2. ELIGIBILITY

You represent and warrant that:

  • You are at least 18 years of age.

  • You are legally capable of entering into binding contracts.

  • All information provided by you is accurate and complete.

  • You are not barred from receiving services under applicable laws.

DotFiv reserves the right to refuse service to any individual or entity at its sole discretion.

3. NATURE OF SERVICES

3.1 DotFiv acts as a facilitator and business enabler.
3.2 DotFiv does not directly provide banking, financial lending, or underwriting services.
3.3 Financial products (Loans, Credit Cards) are processed by authorized Banks and NBFCs.
3.4 Travel services are fulfilled through authorized travel partners and vendors.

DotFiv does not guarantee approval of any loan, credit card, or financial product.

4. FRANCHISE & BUSINESS OPPORTUNITY TERMS

4.1 Franchise approval is subject to internal review and compliance verification.
4.2 Commission structures may vary based on product, partner policies, and regulatory requirements.
4.3 DotFiv reserves the right to modify commission plans with prior notice.
4.4 Franchise partners must comply with all applicable laws, including financial marketing regulations.

Any misrepresentation, fraud, or unethical conduct may result in immediate termination.

5. USER OBLIGATIONS

You agree:

  • Not to misuse the platform.

  • Not to submit false customer data.

  • Not to engage in fraudulent loan or credit applications.

  • Not to violate intellectual property rights.

  • Not to attempt unauthorized access to systems.

You are solely responsible for maintaining confidentiality of your login credentials.

6. PAYMENTS & REFUNDS

6.1 Franchise fees, onboarding fees, or service charges (if applicable) must be paid as agreed.
6.2 Payments once made are non-refundable unless otherwise stated in a written agreement.
6.3 Commission payouts are subject to partner confirmation and successful transaction completion.

DotFiv shall not be responsible for delays caused by third-party institutions.

7. INTELLECTUAL PROPERTY

All content, trademarks, branding, logos, systems, business models, and materials are the exclusive property of DotFiv.

You may not:

  • Copy

  • Reproduce

  • Modify

  • Distribute

  • Commercially exploit

any content without prior written consent.

Unauthorized use may result in legal action.

8. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

  • DotFiv shall not be liable for indirect, incidental, or consequential damages.

  • DotFiv does not guarantee income, profits, or business success.

  • Earnings depend on individual performance and market conditions.

  • DotFiv is not liable for rejection of financial products by banks/NBFCs.

Total liability shall not exceed the amount paid (if any) to DotFiv.

9. INDEMNIFICATION

You agree to indemnify and hold harmless DotFiv, its directors, employees, affiliates, and partners from:

  • Claims arising from your misuse of services

  • Violation of laws

  • Submission of false data

  • Breach of these Terms

10. TERMINATION

DotFiv reserves the right to suspend or terminate access:

  • For violation of these Terms

  • For fraudulent activities

  • For regulatory non-compliance

  • For business restructuring

Termination does not waive outstanding payment obligations.

11. PRIVACY

Use of our services is also governed by our Privacy Policy.
By accepting these Terms, you acknowledge that you have read and understood our Privacy Policy.

12. THIRD-PARTY LINKS & SERVICES

DotFiv may provide access to third-party platforms.
We are not responsible for:

  • Third-party policies

  • Service failures

  • Data practices

  • Financial decisions made by third-party institutions

Users must review third-party terms independently.

13. FORCE MAJEURE

DotFiv shall not be liable for failure to perform due to events beyond reasonable control, including but not limited to:

  • Natural disasters

  • Government restrictions

  • Cyber-attacks

  • Technical failures

  • Regulatory changes

14. GOVERNING LAW & JURISDICTION

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of courts located in [Insert City, State].

15. AMENDMENTS

DotFiv reserves the right to modify these Terms at any time.

Updated Terms will be published on the official website with a revised “Last Updated” date.

Continued use of services constitutes acceptance of revised Terms.

16. CONTACT INFORMATION

DotFiv First Venture
Email : 
Phone : 

DECLARATION

By accessing or using DotFiv services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use.