1. GENERAL DISCLAIMER

This Disclaimer applies to the website, digital platforms, franchise opportunities, marketing materials, and all services provided by DotFiv First Venture (“DotFiv”, “Company”, “we”, “our”, or “us”).

DotFiv is a franchise and ready-to-start business solutions provider. By accessing or using our services, you acknowledge and agree to the terms stated in this Disclaimer.

2. NO FINANCIAL OR BANKING INSTITUTION

DotFiv is not a bank, Non-Banking Financial Company (NBFC), financial institution, or lender.

  • We do not issue loans.
  • We do not approve credit cards.
  • We do not underwrite financial products.

All financial products are offered and approved solely by authorized banks and financial institutions subject to their independent verification and approval processes.

3. NO GUARANTEE OF LOAN OR CREDIT APPROVAL

Submission of loan or credit card applications through DotFiv does not guarantee:

  • Loan approval
  • Credit card issuance
  • Specific interest rates
  • Processing timelines

Approvals are solely at the discretion of the respective financial institution.

4. INCOME & EARNINGS DISCLAIMER

DotFiv does not guarantee:

  • Fixed income
  • Profit levels
  • Business success
  • Customer conversion rates

Earnings depend on:

  • Individual effort
  • Market conditions
  • Business strategy
  • Compliance with operational guidelines

Past performance does not guarantee future results.

5. BUSINESS OPPORTUNITY DISCLAIMER

DotFiv provides access to business systems and facilitation tools.
We do not promise employment, salary, or assured returns.

All franchisees operate as independent business owners.

6. THIRD-PARTY SERVICES DISCLAIMER

DotFiv may facilitate services provided by third parties, including:

  • Banks and NBFCs
  • Travel aggregators
  • Tour operators
  • Technology service providers

We are not responsible for:

  • Service failures
  • Rejection of applications
  • Errors by third-party partners
  • Delays caused by external institutions

Users must review third-party terms independently.

7. PROFESSIONAL ADVICE DISCLAIMER

Information provided on our platform is for general informational purposes only and should not be considered:

  • Legal advice
  • Financial advice
  • Investment advice
  • Tax advice

Users should consult qualified professionals before making financial or business decisions.

8. NO WARRANTIES

All services are provided on an “as is” and “as available” basis.

DotFiv makes no express or implied warranties regarding:

  • Accuracy of information
  • Service continuity
  • Platform availability
  • Profitability

We disclaim all warranties to the fullest extent permitted by law.

9. LIMITATION OF LIABILITY

To the maximum extent permitted under applicable law, DotFiv shall not be liable for:

  • Indirect or consequential damages
  • Loss of profits
  • Business interruption
  • Data loss
  • Reputational damage

Total liability shall not exceed the fees paid (if any) to DotFiv.

10. MARKETING DISCLAIMER

All promotional materials, presentations, and examples are illustrative in nature and do not constitute guarantees of:

  • Income
  • Commission
  • Business volume
  • Customer approval

Actual results may vary.

11. USER RESPONSIBILITY

Users and franchise partners are responsible for:

  • Providing accurate information
  • Complying with applicable laws
  • Conducting independent due diligence
  • Maintaining ethical business practices
12. CHANGES TO DISCLAIMER

DotFiv reserves the right to update this Disclaimer at any time without prior notice. Continued use of services constitutes acceptance of the updated version.

13. GOVERNING LAW

This Disclaimer shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the jurisdiction of courts located in [Insert City, State].

14. CONTACT INFORMATION

DotFiv First Venture
Email: legal@dotfiv.in
Phone: +91 72176 41050

ACKNOWLEDGEMENT

By accessing or using DotFiv services, you acknowledge that you have read, understood, and agreed to this Disclaimer.